Short sip long time or big sipping a little time, where do you get the most benefit?
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The monthly sip of Rs 5000 makes Rs 83,11,991 in 30 years while the SIP of Rs 15000 gives only Rs 28,42,066 in 10 years. Small sips are more beneficial for a long time.
There will be a strong return.
Highlights
- The monthly sip of 5000 makes Rs 83,11,991 in 30 years.
- The SIP of 15000 gives only Rs 28,42,066 in 10 years.
- Small sips are more beneficial for a long time.
New DelhiFor, for, for, for,. ‘What is the money? It’s not nowadays, ‘money is hand -dirt’, you have heard a lot of things. Although the importance of money has been reduced in these idioms, it is known that if there is something in this world, it is money. Therefore, it is very important that money should be made not only for the future today. Because you do not even know when inflation will chew your savings.
One of the best ways to make money is an investment. In this case, mutual funds associated with the equity are considered far ahead. They are safe and good returns. You put a fixed amount in the mutual fund every month through the SIP and then over time it becomes a large amount through the compound. But which sip makes more money. Long -late amount or less quantity sip for less time? Today we will talk about it. We will see if a 5000 sip earns a maximum amount in 30 years or gives more than 15000 SIPs in 10 years. Here we will consider the average annual return of 8.5 %.
5000 sipping
If you spend Rs 5000 monthly for 30 years, the total amount you deposited by you will be Rs 18,00,000. The estimated return will be Rs 65,11,991. The total amount from SIP will be Rs 83,11,991, with reserves and returns.
15000 sinks
Here, too, your investment amount will be only Rs 18,00,000. But your return will be Rs 10,42,066. That is, the total amount you deposited by you will be Rs 28,42,066. You can see that a sip of Rs 5000 running for 30 years has been profitable to you more than Rs 65 lakh, while 15000 SIP, which has been going on for only 10 years, can give you a refund of Rs 10 lakh. If you also make a 10 -year SIP double, ie Rs 30000, then it will not be able to beat a sip of Rs 5000 in 30 years. The amount you deposited in 30000 sips will be around Rs 57 lakh. Therefore, it is important that SIP be launched as soon as possible in consultation with the investment adviser.
New Delhi,Delhi
February 18, 2025, 16:12
Short sip long time or big sipping a little time, where do you get the most benefit?
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