HDFC Bank vs ICICI Bank vs Axis Bank: Check interest rate before doing FD, you will get more benefits.

New Delhi. Whenever there is talk of savings, the name of FD definitely comes in the mind of common people. Not only is your FD investment safe, but you also get guaranteed returns. If you also want to invest in FD then this is useful news for you. It is very important for investors to compare interest rates of banks before investing in FD. The country’s major banks, Axis Bank, ICICI Bank and HDFC Bank are offering various options to attract people to FDs.

HDFC Bank, currently the largest lender in the private sector, is offering up to 7.9% interest on FDs below Rs 3 crore. ICICI Bank is giving returns of up to 7.8% while Axis Bank is giving returns of up to 7.75% on FDs.

HDFC Bank FD Rates (Below Rs.3 Crore)
7 days to 14 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
15 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
46 days to 60 days: For general public – 4.50 percent; For Senior Citizens – 5.00 percent
61 days to 89 days: For general public – 4.50 percent; For Senior Citizens – 5.00 percent
90 days to 6 months equivalent: For general public – 4.50 percent; For Senior Citizens – 5.00 percent
6 months 1 day to less than 9 months: For general public – 5.75 percent; For senior citizens – 6.25 percent
9 months 1 day to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
Less than 1 year to 15 months: For general public – 6.60 percent; For senior citizens – 7.10 percent
15 months to less than 18 months: for general public – 7.10 percent; For senior citizens – 7.50 percent
18 months to less than 21 months: for general public – 7.25 percent; For senior citizens – 7.75 percent
21 months to 2 years: for general public – 7.00 percent; For senior citizens – 7.50 percent
Less than 2 years 1 day to 2 years 11 months: For general public – 7.00 percent; For senior citizens – 7.50 percent
2 years 11 months to 35 months: For general public – 7.35 percent; For senior citizens – 7.85 percent
Less than or equal to 2 years 11 months 1 day to 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
3 years 1 day to less than 4 years 7 months: For general public – 7.00 percent; For senior citizens – 7.50 percent
4 years 7 months to 55 months: For general public – 7.40 percent; For senior citizens – 7.90 percent
Less than or equal to 4 years 7 months 1 day to 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
5 years 1 day to 10 years: For general public – 7.00 percent; For senior citizens – 7.50 percent

Axis Bank FD Rates (Below Rs.3 Crore)
7 days to 14 days: 3.00% for general public; 3.50 percent for senior citizens
15 days to 29 days: 3.00% for general public; 3.50 percent for senior citizens
30 days to 45 days: 3.50 percent for general public; 4.00 percent for senior citizens
46 days to 60 days: 4.25 percent for general public; 4.75 percent for senior citizens
61 days to less than 3 months: 4.50 percent for general public; 5.00 percent for senior citizens
3 months to 3 months 24 days: 4.75 percent for general public; 5.25 percent for senior citizens
3 months 25 days Less than 4 months: 4.75 percent for general public; 5.25 percent for senior citizens
4 months to less than 5 months: 4.75 percent for general public; 5.25 percent for senior citizens
5 months to less than 6 months: 4.75 percent for general public; 5.25 percent for senior citizens
6 months to less than 7 months: 5.75 percent for general public; 6.25 percent for senior citizens
7 months to less than 8 months: 5.75 percent for general public; 6.25 percent for senior citizens
8 months to less than 9 months: 5.75 percent for general public; 6.25 percent for senior citizens
9 months to less than 10 months: 6.00 percent for general public; 6.50 percent for senior citizens
10 months to less than 11 months: 6.00 percent for general public; 6.50 percent for senior citizens
11 months to less than 11 months 25 days: 6.00% for general public; 6.50 percent for senior citizens
11 months 25 days to less than 1 year: 6.00% for general public; 6.50 percent for senior citizens
Less than 1 year to 13 months: 6.70 percent for general public; 7.20 percent for senior citizens
13 months to less than 14 months: 6.70 percent for general public; 7.20 percent for senior citizens
14 months to less than 15 months: 6.70 percent for general public; 7.20 percent for senior citizens
15 months to less than 16 months: 7.10 percent for general public; 7.60 percent for senior citizens
16 months to less than 17 months: 7.10 percent for general population; 7.60 percent for senior citizens
17 months to less than 18 months: 7.20 percent for general public; 7.70 percent for senior citizens
18 months to less than 2 years: 7.10 percent for general population; 7.60 percent for senior citizens
Less than 2 years to 30 months: 7.10 percent for general public; 7.60 percent for senior citizens
30 months to less than 3 years: 7.10 percent for general public; 7.60 percent for senior citizens
3 years to less than 5 years: 7.10 percent for general public; 7.60 percent for senior citizens
5 years to 10 years: 7.00 percent for general public; 7.75 percent for senior citizens

ICICI Bank FD Rates (Below Rs.3 Crore)
7 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
46 days to 60 days: For general public – 4.25 percent; For senior citizens – 4.75 percent
61 days to 90 days: For general public – 4.50 percent; For Senior Citizens – 5.00 percent
91 days to 184 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
185 days to 270 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
271 days to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
Less than 1 year to 15 months: For general public – 6.70 percent; For senior citizens – 7.20 percent
15 months to less than 18 months: for general public – 7.25 percent; For senior citizens – 7.80 percent
18 months to 2 years: for general public – 7.25 percent; For senior citizens – 7.75 percent
2 years 1 day to 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
5 years 1 day to 10 years: For general public – 6.90 percent; For senior citizens – 7.40 percent
5 years (Tax Saver FD): For general public – 7.00 percent; For senior citizens – 7.50 percent

Tags: Axis Bank, Bank FD, FD Rates, Fixed Deposits, HDFC Bank, ICICI Bank